No prepayment penalties
When you purchase a home, one of the things that you need to be concerned about are prepayment penalties. These penalties wind up costing you money, if you should happen to pay your loan off early. This really limits you in a number of ways, and it causes you to spend a lot more money because many people will want to avoid those penalties but they end up paying interest for the long-term. When you use Capital Plus for your mortgage, you will never have to worry about prepayment penalties. We don't charge them, so you can pay off your loan early if it is your desire to do so.
When purchasing a home from Capital Plus, it is possible to get owner financing, which is when the lack of prepayment penalty will exist. This type of owner financing can be very beneficial, because it can speed up the closing process and can reduce the paperwork that is necessary if you were to go with a conventional loan. Of course, if you decide to go with the conventional loan or if you are not able to get our owner financing option, it is still possible to ensure that the process goes as smoothly as possible. One of the reasons why that is the case is because we can help you with the paperwork and make sure that everything is filed properly, so there are no unnecessary delays.
Additional information about purchasing a home
At Capital Plus, we ensure that you are getting the best home that is possible in the area. We purchase homes in desirable areas in Dallas-Fort Worth, Houston and San Antonio as well as throughout the state of Texas. If any work needs to be done on the home, we make sure that it is finished before anyone moves into it. Some of the changes that may take place in the home before you move into it include new cabinetry, new carpeting and upgrades to the electrical or plumbing system.
We help many people to get into their first home and we also help those who need to move into the area, even if they have already purchased a home in the past. Contact Capital Plus today for more information about how we can assist you through the process of moving into your new home.