Taking a Look at Your Credit
One of the issues that many people have is that they do not have the credit that is necessary to purchase a home. They may also have issues with their credit, which occur due to a lack of paying bills. We recognize the fact that this is not always the fault of the individual. Changes do occur and it can be difficult to get out from underneath a problem with poor credit, once it exists. That is why we do what is necessary to help you to build credit when you purchase a home from Capital Plus.
Many first-time home buyers are purchasing homes without the credit history that is necessary to get a conventional loan. Especially since the credit crisis has this become more and more difficult, as many individuals are now losing their home because of predatory lending practices. We recognize that not everybody has the credit history necessary to purchase homes but that does not mean that they are unable to do so. When you come to Capital Plus, you may qualify for our owner financing option and this can help to build up your credit. How is that the case?
We report your payments to the Credit Bureaus
Your credit report lists the history of your payments to your mortgage company, as well as any other payments that you are currently making or are not making. When you purchase a home from Capital Plus, we will report the payment history to the credit bureaus and this can go a long way in helping you to establish credit. Credit is important for a number of reasons, not simply because it can help you to get loans. Many employers are also going to look into your credit and, there may be other businesses that check your credit to ensure that you are trustworthy, not just credit worthy.
At Capital Plus, we want you to be comfortable with the home that you move into. We purchase homes in desirable areas and we help first-time homebuyers, as well as those who previously owned a home to have the home that they need. If you would like more information, contact us today by filling out our form on the Internet or picking up the phone and giving us a call.